Terms
of Use
Welcome to the internet site of Budget Challenge, the financial
program that brings everything together to get young people ready to manage
their finances. The effective date of these Terms of Use is March
1st, 2024. This version of the Terms includes revisions made through
that date and replaces and supersedes any prior terms of use applicable to this
site.
Please read these Terms carefully so that you understand the
conditions for accessing and using the Site and associated
services. We may make changes to these Terms from time to time as
our Site develops, so check back frequently. Your continued use of
the Site and associated services following any posted changes to the Terms
constitutes your consent to them. If you do not agree to the Terms,
please do not use our Site.
Privacy Policy
By using this site, you consent to our collection and use of
Personal Information as discussed in our Privacy Policy, which is hereby
incorporated into these Terms. A copy of the Privacy Policy can be
accessed here: https://www.budgetchallenge.com/Privacy.aspx
Class Rankings
Should we determine, at our sole discretion, that any students
on a team have collaborated in playing or that any student(s) on a team have
otherwise cheated or violated the Budget Challenge rules, that team will be
removed from the rankings and shall not be eligible for any contest prizes. Transfers
of students into or out of a class are not prohibited per se; however, classes
that appear to have gained a class rank advantage resulting from transfers will
be reviewed and possibly removed from the class rankings at our sole
discretion.
Contest Rules
If your class is participating in Budget Challenge through a
Contest presented by one of our official sponsors on their own website, you
consent to the terms of the Contest Rules posted on that site, which are hereby
incorporated into these Terms.
Permitted Use
This Site and its related services are intended only for use by
those who are 14 years of age or older. This Site is intended to
provide information and services for your personal use. We grant you
a limited, nonexclusive, revocable license to make personal and non-commercial
use of the Site. This license does not include the right to modify,
reproduce, copy, or resell any of the content of the Site; to bypass any
technical measures used to prevent or restrict access to any portion of the
Site; to use any data mining, robots, or similar automated data gathering and
extraction tools to access the Site; to violate or attempt to violate the
security of the Site; or to interfere with or attempt to interfere with the
proper working of the Site.
You agree to use this Site only for lawful purposes and in
accordance with these Terms. You acknowledge that your use of this
site is at our sole discretion, and your license to use the site may be
terminated by us at any time. We reserve the right, in our sole
discretion, to refuse service to anyone and to block or prevent your future
access to and use of this site.
Your Account
Before you can make use of certain
services associated with this site, you must register on the
Site. You agree and warrant that all information you provide to us
through this site, including but not limited to any contact information and other
registration information for your account, is truthful and
accurate. You further agree to inform us promptly of any changes to
your contact information during the time in which you are participating in Site
activities.
You agree to accept responsibility for
all activities that occur under your account. You agree not to
disclose your account password to others, and you agree to notify us
immediately of any unauthorized use of your account. We are neither
responsible for nor liable for any loss or other injury that you may incur as a
result of someone else using your user account or password, either with or
without your knowledge.
Additional Requirements for Teachers
In the event that you use a version of
Budget Challenge that permits you to provide us with student email addresses,
you represent and warrant that you have your school’s permission to do so and
that these email addresses do
not contain any student’s personally identifiable information. If
it is not possible for your students to use non-identifying email addresses,
you agree to use only the version of Budget Challenge that does not involve use
of student emails.
If you are in a jurisdiction that does
not permit you to share your students’ email addresses with us, you agree that
you will not do so.
Trademarks and Copyrights
The trademarks, trade dress, logos, and service marks displayed
on this Site are owned by ProperLiving, LLC, and third
parties. Nothing contained on this Site may be construed as
granting, by implication, estoppel, or otherwise, any right or license to use
any trademark.
All content on the Site, including without limitation text,
photographs, graphics, layout, and design, is owned by ProperLiving, LLC, or
ProperLiving, LLC has been granted permission to use the
content. Nothing contained on this Site may be construed as
granting, by implication, estoppel, or otherwise, any right or license to use
any copyrighted material on the Site. Notwithstanding the foregoing,
you may download a single copy of the content on the Site for your personal,
noncommercial use, provided all copyright and other proprietary notices are
kept intact and provided that you do not modify the content in any manner.
Disclaimer of Warranties; Indemnification
THIS SITE, ITS CONTENT, AND ANY ASSOCIATED SERVICES ARE PROVIDED
BY US ON AN “AS IS” OR “AS AVAILABLE” BASIS. WE MAKE NO
REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE
OPERATION OF THIS SITE, TO THE INFORMATION, CONTENT, MATERIALS, OR PRODUCTS
INCLUDED ON THIS SITE, OR TO THE FUNCTIONALITY, OF ANY SERVICES ASSOCIATED
THEREWITH. TO THE FULLEST EXTENT PERMISSIBLE BY APPLICABLE LAW, WE
DISCLAIM ALL IMPLIED WARRANTIES, INCLUDING WITHOUT LIMITATION THE IMPLIED WARRANTIES
OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
BY USING THE SITE, YOU ACKNOWLEDGE THAT YOUR USE OF THE SITE IS
AT YOUR OWN RISK. WE WILL NOT BE LIABLE FOR DAMAGES OF ANY KIND ARISING
FROM OR OTHERWISE RELATED TO YOUR USE OF THE SITE, INCLUDING WITHOUT LIMITATION
DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES, EVEN IF WE
HAVE BEEN ADVISED OF OR SHOULD HAVE KNOWN OF THE POSSIBILITY OF SUCH
DAMAGES. YOU AGREE THAT IF YOU ARE DISSATISFIED WITH THE SITE, YOUR SOLE
AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE.
CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED
WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE
LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS, OR
LIMITATION MAY NOT APPLY TO YOU, AND YOU MAY HAVE ADDITIONAL RIGHTS.
Where and to the extent permitted by law, you agree to
indemnify, defend, and hold harmless ProperLiving, LLC, its agents,
distributors, and affiliates, and their officers, directors, and employees,
from and against any claims, demands, damages, costs, and expenses, including
without limitation reasonable attorney’s fees, arising from or related to your
use of the Site, your submission of any content, or your breach of any
provision of these Terms or any warranty hereunder.
You agree that all disputes concerning the construction,
interpretation, validity, effect, and enforceability of these Official Rules
will be governed by the laws of the State of Ohio without regard to conflicts
of laws provisions. You agree that exclusive jurisdiction over any legal action
arising out of or in connection with Budget Challenge or your use of the Site
will be in state or federal courts located in or nearest to Hamilton County,
Ohio, and by participating in the Site activities you consent to such
jurisdiction and venue and consent to resolve any such claims individually and
without resort to class action.
Contact Us
If you have a question regarding Site policy, please contact us
by mail at:
ProperLiving, LLC
3874 Paxton Ave., #9115
Cincinnati, Ohio 45209
or by telephone at: 513-335-0619
or by email at: support@budgetchallenge.com