Live Competition

The Nation's Personal Finance Challenge

Students compete in a 10-week real-world financial simulation backed by a full 17-chapter curriculum. Classes across America battle for top scores, trophies, and prizes. See who's winning.

National Class Leaderboard Standings

National standards + Learning-By-Doing = Learning that Lasts®

10
Live Simulations
400+
Classes Competing Now
900K+
Students All-Time
50
States Represented

Financial Capability Is the New Financial Literacy

Knowing about money isn't enough. Students need to prove they can manage it. Budget Challenge® replaces passive learning with a competitive simulation where students demonstrate real financial skills — and the results speak for themselves.

Traditional Approach

Financial Literacy

Students read about budgeting. They take a quiz. They pass. They forget. Traditional programs teach vocabulary and concepts — but never ask students to actually do it.

National average: 53.5% on Jump$tart assessment
The Budget Challenge Model

Financial Capability

Students manage a realistic financial life for 10 weeks — paying bills, handling credit, investing in a 401(k), and making tradeoffs under pressure. They don't just learn it. They live it. That's why the learning lasts.

Budget Challenge students: 80% on Jump$tart assessment
17

Chapters of Rigorous Curriculum + Hands-On Simulation

The competition is backed by a complete curriculum that meets every national standard and every state standard in all 50 states. Budget Challenge doesn't just align to standards — it teaches them, two ways: through traditional instruction and through the experiential simulation where students prove they've learned.

All National Standards All 50 State Standards Textbook + Simulation
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Live Competition

A new simulation starts every Thursday. Classes compete in a 10-week real-world financial management challenge — paying bills, managing credit, investing in a 401(k), and earning trophies. The leaderboard updates daily. There are always winners.

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Unparalleled Outcomes

Budget Challenge® students score 80% on the Jump$tart financial literacy benchmark — compared to 53.5% for students with traditional education. That's 12x better improvement. The leaderboard isn't just a scoreboard — it's evidence.

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Teacher Spotlight

The best personal finance teachers in the country teach with Budget Challenge. The leaderboard surfaces their results. Top teachers opt in to share their approach — creating an implicit mentorship model no other program offers.

Get Your Class on the Leaderboard

Simulations start every Thursday. Your students compete nationally. It's the only financial education program with a live public competition — and a full curriculum that meets your state's standards.

Put Your Brand on the Nation's Personal Finance Competition

Premier and simulation-level sponsorships put your logo in front of teachers, students, and administrators across all 50 states. Fund prizes. Get visibility. Promote excellence in financial education.

Become a Sponsor