START BUILDING CAPABILITY

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Why is Budget Challenge the best?

Our comprehensive award-winning program is unique in that students learn money management by actually managing the finances of an independent working young adult for ten weeks in real-time. Budget Challenge goes beyond financial literacy by allowing students to practice skills and develop positive financial habits such as budgeting, paying bills on time, managing debt and credit, and paying themselves first by saving for retirement.

Is your state requiring a financial literacy class for graduation? Are you looking for a single comprehensive solution that is easy to implement? Other programs claim to "align" with standards but have notable deficiencies when it comes to what they actually teach. Budget Challenge is the only program available that teaches ALL 206 of the new Jump$tart/CEE high school personal financial education standards and ALL the standards for many states including Ohio, Texas, New Jersey, and Missouri. Our 100% online program can seamlessly transition from in-class to distance learning.

Budget Challenge: The Most Complete Program

Explore the Program

Student Dashboard

Students manage their finances while receiving meaningful feedback on their performance.

Emphasis on the behaviors that matter

Trophies recognize accomplishments of key goals such as managing credit, paying down debt, creating an emergency fund and investing for retirement.

Teacher Dashboard

Students and class performance, engagement, and progress along with tools to identify and assist struggling learners is always available.

The Leader in Applied Financial Literacy Education

Budget Challenge teaches financial capability, not just knowledge. During our patented 10-week simulation, students are able to practice money management skills and receive real-time feedback that impacts their behaviors and attitudes. They also apply concepts from Personal Finance, our included 17 chapter companion e-textbook, creating learning that lasts.

Budget Challenge overcomes traditional classroom limitations by utilizing hands-on learning, which is the backbone of CTE (career and technical education). This means that Budget Challenge focuses on learning-by-doing and teaches students how to be financially capable young adults. Read more about how Applied Financial Literacy Education takes learning about ALL aspects of financial literacy (Knowledge, Skills, Behaviors & Attitudes) to the next level.

Download "Case for Applied Financial Literacy Education"

FINANCIAL LITERACY MONTH = TIMELY RESOURCES TO USE NOW!

Budget Challenge is making two of the most popular and timely chapters from its Personal Finance textbook available at no charge to teachers to celebrate Financial Literacy Month. Our award-winning Budget Challenge simulation puts every student in control of adult finances for ten weeks in real time. The companion Personal Finance textbook is the most comprehensive, up-to-date, and engaging text available. Teachers will be able to download and use two chapters with their students. It's time to teach about taxes, and Chapter 15 Taxes has you covered with the most up-to-date information and forms. Chapter 17, Paying for College, helps your students navigate one of the most important financial decisions they will face. It also has the latest on the changes to the FAFSA. You can find them here.

Download Chapter 15: Taxes (PDF) Download Chapter 17: Paying for College (PDF)

Teachers share their stories

Teacher Spotlight — Rhiannon Miller rewards her highest performers in a unique way
Posted 8 months ago
Rhiannon Miller, a teacher in South Park, Pennsylvania, has used Budget Challenge for the past four years. Read how she rewards her highest performing students.
Teacher Spotlight — Accounting Teacher Laura Abel
Posted 8 months ago
Laura Abel, an accounting teacher in Kingwood, TX, has taught Budget Challenge in her classroom since 2015. We reached out to her to gain insight into how Budget Challenge is used to teach Personal Finance in her class. Here’s what she had to say.
"Win or lose, when the Challenge ends, these students are empowered," says Personal Finance Teacher Betsy Nilsen
Posted 10 months ago
We reached out to a longtime Budget Challenge user, Betsy Nilsen, to get her thoughts on using Budget Challenge to teach Personal Finance at Cape Elizabeth High School.

Pricing

We offer individual, volume, and multi-year licensing for Budget Challenge. PLUS Investing can be added to Budget Challenge licenses.

Pricing

Learn More

Let's have a conversation. Explore integration options with our Director of Education, Tim Lambrecht.

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