Privacy Policy
This Privacy Policy (“Policy”), effective August 27th,
2024, tells you about ProperLiving’s (dba Budget Challenge) privacy practices
governing personal information we may collect when you visit our budgetchallenge.com
website (including any subdomains and mobile apps), and how we may use and
share that information. Your prior activities on the site may have been
governed by an earlier version of this Policy.
From time to time, we may use your information for new,
unanticipated uses not previously disclosed in our Policy. If our
information practices do change materially, we will post the changes to our
website and revise our Policy accordingly. In addition, if we have
collected personally-identifying information from you, we will notify you and
secure your consent before using your personal information in new ways.
Special Note about Children’s Information:
Programs, games, contests, and services offered through budgetchallenge.com and
any related subdomains are not marketed to children under the age of 13, nor do
we knowingly collect information, or permit schools to collect information on
our behalf, from children under the age of 13.
Special Note about Parents’ Bill of Rights:
To protect students participating in the Budget Challenge, we do not collect
Personal Information from or about students. We cannot identify students in our
system, and we cannot confirm parent-student relationships. For this reason,
some elements of the Parents Bill of Rights are simply inapplicable to our
site. Parents/legal guardians should direct any request for student records,
correction or updating of student information, and/or transfer of
student-generated content to personal accounts to the student’s teacher or
school.
Special Note about Data Ownership:
We do not accept student or teacher data from schools and are never in
possession of school data. Therefore, any provisions relating to ownership,
access, auditing, processing, deletion, or return of such data outlined in
student data privacy agreements that are predicated on the schools providing
student data do not apply.
What Information Do We Collect? (See also the section
below on our Budget Challenge Bill-Pay Companion App.)
Personal Information:
What we collect depends on whether you are a teacher or
student, and how your school wants you to interact with the site. We do not
collect personal or contact information from students.
TEACHERS:
To register for Budget
Challenge, you will be asked for your first and last name, school name and
school address, phone number and school email address. You will also set
up a username and password. You will also be asked to provide a class
team name for identification of the class on publicly visible web pages.
You have full discretion on choosing a name that may reveal identifiable
information (such as school name, city, mascot, state, teacher, etc.).
STUDENTS:
Registration
through our Site
To register for Budget
Challenge, your teacher will provide you with the class code, which you will
use to create your individual account. We will match that up with your
school name and address which has already been provided to us when your teacher
registered the class. You will also set up a username and password.
When you create your username and password, please do not include any
personally identifying information. If you are not sure whether
information is personally identifying, check with your teacher.
Registration
through your School
Schools may register
their students through third-party services providing single login
functionality for a variety of educational applications. Schools control the information they provide
to us when students are registered through one of these services. We take the additional step of storing only a
truncated version of the information; we never store students’ personal
information.
Use of
the Site
In addition, if you
submit questions to the live Help Desk support service during the simulation,
we collect any information you provide in asking your question. Please do not include any personally
identifying information or disclose your identity in any questions you submit. If we determine that personal information has
been disclosed to us, we will immediately delete that information.
You will be asked to
provide answers to a few security questions to facilitate password reset in the
event you are unable to remember your password. These questions
are not designed to collect information that could be used to identify you.
In some cases, where
approved by the teacher, students will provide email addresses as
well. These email addresses are not permitted to contain
personally identifiable information such as your last and/or first name or
initials. If you are not sure whether your email address is
personally identifying, check with your teacher.
Other user information we collect:
In addition, for each visitor to our site, we automatically
gather certain other potentially identifying information and store it in log
files. This information includes (as applicable) internet protocol (IP)
addresses and last login date and time. We collect and store this
information on an individual basis and in aggregate, or combined. We use
proprietary algorithms to calculate various behavior, knowledge, and skill
statistics using individual simulation activity for each student. We also
collect aggregate information on what pages visitors access or visit.
“Do Not Track” Signals. We do not
currently have the capability to recognize browser “Do Not Track”
signals. We adhere to the standards set forth in this privacy policy.
Cookies – A cookie is a small text
file that is stored on a user’s computer for recordkeeping purposes. If
you reject cookies, you may still use our site, but your ability to use some
areas of our site will be limited. We use session cookies to make it
easier for you to navigate our site. We use session cookies to record
session information, such as which web pages a user has visited, and to track
user activity on the site. We use session cookies to store a unique
one-time-use authentication token assigned to your session. This value is
encrypted and does not contain any personally identifying information. These
cookies expire once the session is terminated, either because the user has
logged out or the user’s browser is closed.
Analytics – To
determine how many users visit our site and how often they visit this
site, and to better understand the areas of greatest interest to our
visitors, we use tools called GA4 “Google Analytics” to compile this
information for us. As a result of your visit to our site, these
companies may collect information such as your domain type and clickstream
information. We do not combine the information collected through the
use of analytics tools with personally identifiable information. For more
information about the analytics companies’ ability to use and share information
about your visits to this site, see http://www.google.com/intl/en/policies/privacy/
Ad Networks – We do not use ad
networks on our site, and we do not host ads for others.
How Do We Use and Share the Information We Collect?
We store and process teachers’ Personal Information to
facilitate registration of classes and participation in, and/or observation of,
the Budget Challenge simulations. We may also use teacher contact
information to notify teachers of other programs we think would be of interest;
teachers may unsubscribe or opt-out from such email messages at any time.
We also use teacher emails to facilitate password reset in the event you are
unable to remember your password.
We use the information we collect to analyze trends, to
administer the site, and to track users’ movements around the site. We
also use this information to improve the simulations and to make our site more
useful to visitors.
School administrators may be provided reports that reflect
summary statistics of students and individual teachers upon request.
The following Personal Information you provide to us
through the site is displayed to others as follows:
TEACHERS: All
class team names, class score average, and class engagement average may be
visible to the public on a leaderboard per simulation. If you opt-in to “class
vs. class competition” via your profile settings, additional information, such
as Budget Challenge statistics and achievements will be visible to other
teachers who have opted-into class vs. class competition. Teacher competition profile
data such as Name, school name, school state, school city is also visible to
other teachers who have opted-into class vs. class competition. Teachers can manage which profile data
elements are included in their competition profile. Teacher profile data is not shown to the
public unless the teacher gives us permission to do so.
STUDENTS: You
have agreed not to provide any Personal Information through the site.
We do not share Personal Information we collect with any
third parties, except as follows:
·
We share information to the extent reasonably necessary to
comply with law enforcement requests and judicial proceedings, and to ensure
the safety and security of the site.
·
We may engage in research with academic institutions.
However, if we do so, we will use only non-personally-identifiable data sets.
It is possible that, at some time in the future, our
company may be sold along with its assets, or may engage in business
transactions in which customer information is one of the assets transferred. In
such a case, the customer information which we have gathered may be one of the
business assets we transfer.
How Long Do We Keep the Information We Collect?
TEACHERS: We will
retain your contact information after the end of a simulation so that you do
not have to re-register with each group of students participating, and so that
we may contact you with other programs of interest. If, at any time after
the simulation, you wish to have your contact information deleted, please let
us know.
STUDENTS: We will
retain student username and password information, which do not contain Personal
Information, indefinitely. We will also automatically delete any email
addresses after the end of your participation in a Budget Challenge simulation.
We will retain nonidentifying information indefinitely to
improve the Budget Challenge simulations.
Budget Challenge Bill-Pay Companion App
As part of the Budget Challenge simulation, students have
the opportunity to pay bills, review bills, and request support through the
Bill-Pay Companion App downloaded to the student’s phone. Teachers may
also access the App, but there is no teacher-specific functionality. Your
login credentials will be the same ones you use for the site; no additional
personal information is requested prior to or during use of the App. Only
users who have accounts on the site can access the App; the App is not an entry
point to the simulation.
When you use the App, we will collect your phone’s UDID
(unique device identifier). The UDID will be stored only if you opt into
push notifications when launching the App. We do not access any other
information on your phone.
How to Correct Information
Teachers may request updates or corrections to your
Personal Information that we maintain. Send your request to the postal
address or email address provided below. To help us process your request,
please provide sufficient information to allow us to identify you in our
records.
We reserve the right to ask for information verifying your
identity prior to updating or correcting any information for you or deleting
your information. Should we ask for verification, the information you
provide to verify your identity will be used only for that purpose, and all
copies of this information in our possession will be destroyed when the process
is complete.
Security
The security of your Personal Information is important to
us. We follow generally accepted industry standards to protect the
personal information submitted to us, and to guard that information against
loss, misuse, or alteration.
When the Services are accessed using the internet, Secure
Socket Layer (“SSL”) technology protects your Information, using both server
authentication and data encryption. These technologies help ensure that your
Information is safe, secure, and only available to you and to whom you have
granted access. We have implemented the following measures to protect and
safeguard your personal information:
- Zero
PII collection for students by default. If allowed by the school district,
teachers can opt in to allowing students to register with their email
address;
- Using
SSL or other secure connection technologies when receiving or sending
personal information beyond internal networks;
- Screening
all employees and independent contractors with access to personal
information;
- Limited
secure access to data to employees;
- Automated
deletion of all student generated data at regular rolling intervals upon
completion of the program;
- User
generated data and account deletion upon request.
Please note, however, that no method of transmission over
the internet, or method of electronic storage, is 100% secure. Therefore,
while we use commercially reasonable means to protect your personal
information, we cannot guarantee its absolute security.
Links to Third-Party Sites
This Policy applies only to information collected by this
website. From time to time, this website may link you to other sites
(“Linked Sites”) that are not owned by us. While the vast majority of
links are to government sites, we do not control the collection or use of any
information, including Personal Information, that occurs during your visit to
the Linked Sites. Further, we make no representations about the privacy
policies or practices of the Linked Sites, and we are not responsible for their
privacy practices.
Be careful of disclosing any of your personally
identifiable information when leaving our site. We encourage you to be
aware when you leave our site and to read the privacy statements of every
website that collects personally identifiable information.
Questions About Our Privacy Policy and Practices
If you have any questions about the Policy or our privacy
practices, you may contact:
ProperLiving,
LLC
3874
Paxton Ave., #9115
Cincinnati,
Ohio 45209
513-335-0619
support@budgetchallenge.com